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Through these taxes, you'll automatically be purchasing mandatory state unemployment insurance. Disability insurance: You're required by law to purchase this insurance if you have employees working in California, Hawaii, New Jersey, New York, Rhode Island, or Puerto Rico. Medical insurance: The Affordable Healthcare Act requires small businesses with more than 50 full-time employees to provide medical benefits. An independent insurance agent can help you find affordable rates through group insurance plans designed for small businesses. Commercial auto insurance: If you offer delivery services and have a company-owned vehicle or a whole fleet of them, you're required to purchase commercial vehicle insurance that meets your state's minimum liability coverage amounts. Flood insurance: Most business insurance plans exclude flood damage from their coverage. If your store is located in a flood-prone area, you can protect it by purchasing a federally-backed business flood insurance policy. Independent insurance agents in the Trusted Choice network can provide you with more information.
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Overview of Ecology Studies Ecology is a multidisciplinary area of study that integrates the traditional sciences, like biology and chemistry, with social sciences, to form a deep understanding of the environment, animals and ecosystems, along with the social and political problems that pose a threat to wildlife. The focus of degree programs is to build a strong foundation in ecology and conservation biology, and to ultimately develop students into difference makers who will work to protect, preserve, manage and restore the natural environment. Professionals in the field typically work for conservation organizations, businesses in sustainable agriculture, and environmental protection agencies. Earning a degree in Ecology is one of the many acceptable degree options that meet the minimum education requirements to become a Game Warden, Wildlife Manager, or Conservation Officer. Career Options with a Degree in Ecology Earning a degree in Ecology leads to a diverse set of careers for all experience levels.
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College enrollment in the U. S. has decreased for the eighth consecutive year, according to new data released Thursday by the National Student Clearinghouse Research Center. The report covers 97 percent of enrollments at degree-granting postsecondary institutions that are eligible to receive federal financial aid. The overall decline this spring compared to last year was 1. 7 percent, or roughly 300, 000 students, the center found. Last year's decrease was slightly larger, at 1. 8 percent. Community colleges continued their enrollment slide with a decline of 3. 4 percent. Four-year public institutions saw a drop of 0. 9 percent, the center found. Four-year private institutions bucked the trend with an increase of 3. 2 percent. However, the center said most of this increase was due to the conversion of large for-profit institutions to nonprofit status. Grand Canyon University, for example, successfully made the transition last year. States with the largest decrease in student enrollment numbers were Florida, California, Illinois, Michigan and Pennsylvania, according to the center, in that order.
